Send your earnest money deposit online
Pay your Utah earnest money deposit to OnRecord Title's escrow account through Earnnest in a few minutes, from any device, with a receipt for you and your agent.
How it works
- Open the Earnnest link above. It is tied to OnRecord Title's escrow account, so there is nothing to type from an email.
- Enter the property address and your contract amount, then connect your bank account. Earnnest verifies the account before sending.
- Get a receipt. You and your agent receive confirmation, and our escrow team posts the deposit to your file.
Why we use Earnnest instead of emailed wire instructions
Wire fraud in real estate almost always starts with an email that looks like it came from the title company or agent. Because the Earnnest link lives on this page, and because we never send wire instructions by email, a buyer has no reason to act on a message asking them to wire money somewhere new. Read how we protect every wire.
Other ways to deposit
A cashier's check can be delivered to our office at 1275 E Fort Union Boulevard, Suite 210, Midvale during business hours (Monday – Friday: 8:30 AM – 5:00 PM). Personal checks and cash are not accepted for earnest money.
Common questions
How do I send earnest money to OnRecord Title?
Use the Earnnest link on this page. It moves the deposit directly from your bank account to OnRecord's escrow account and emails a receipt to you and your agent. You can also bring a cashier's check to our office in Midvale.
When is earnest money due in Utah?
Under the Utah Real Estate Purchase Contract, the buyer delivers earnest money to the brokerage or title company within four calendar days after acceptance unless the contract says otherwise. Check the dates on your contract.
Is it safe to pay earnest money online?
Yes, when you use the link on this page rather than instructions received by email. Earnnest verifies your bank account and sends funds only to the escrow account on file. OnRecord never sends or changes wire instructions by email.
What happens to the earnest money at closing?
It is held in escrow and credited to the buyer on the settlement statement, reducing the cash the buyer brings to closing. If the contract is cancelled, the contract's deadlines decide whether it is returned to the buyer or released to the seller.