Title pricing calculator
Utah title insurance and escrow pricing for buyers, sellers, and refinances, plus a seller net sheet. Hand your buyer or seller a real number on the spot. Estimates use Utah title & escrow rates — no login, no waiting on a rep.
Title Pricing (Rate Quote) Calculator
Amounts over $1,000,000 are quoted individually — call 385-464-2060 and we'll confirm your figure.
Seller Net Sheet Calculator
Commercial transactions are quoted individually. Please call the office at 385-464-2060, or email Christian or Spencer.
Estimates only, for planning. Final figures are confirmed on your title commitment and settlement statement. Rates approximate standard Utah residential title & escrow charges. Questions? Call 385-464-2060.
Common questions
How much is title insurance in Utah?
Utah owner's title insurance is based on a filed rate schedule tied to the purchase price. As a rough guide, a $500,000 home runs around $2,500 for the homeowner's policy. Use the Title Pricing calculator above — pick Buyer's Side, Seller's Side, or Refinance — for an estimate that includes the policy premium and flat settlement, CPL, e-recording, and recording fees; your exact premium is confirmed on your title commitment.
Who pays for title insurance in Utah — the buyer or the seller?
It's negotiable and spelled out in the purchase contract. In Utah it's common for the seller to pay the owner's title policy and the buyer to pay the lender's policy, but it varies by deal, lender, and local custom.
What is a seller net sheet?
A seller net sheet estimates how much money a seller actually walks away with at closing — the sale price minus the mortgage payoff, agent commissions, title and escrow fees, prorated property taxes, and any seller concessions. Use the Seller Net Sheet tab above to run one.
Do I need a new owner's title policy when I refinance?
No. A refinance only requires a new lender's title policy; your existing owner's policy stays in place. Choose the Refinance quote type above and the calculator prices the Refinance (Expanded) policy plus the flat settlement, CPL, e-recording, and recording fees.