Closings that hit your date — every time.
Your reputation rides on the closing date. OnRecord delivers 2-day title commitments and on-time closings, so your buyers and sellers sign when you promised they would.
Why agents send OnRecord their orders
A title company that misses the commitment deadline doesn't just slow the file — it makes you the one explaining the delay to your client. OnRecord exists to make sure that call never happens.
- 2-day title commitments — not the 5–7 day industry average, so you set realistic dates and hit them.
- A direct line to your escrow officer — the same person every time, who picks up instead of routing you to a queue.
- Clean files that don't surprise the lender — proactive title curative so nothing blows up the day before closing.
- Rate programs worth asking about — reissue rates, builder and subdivision pricing, and special refinance pricing where they apply.
Full-service residential closings
Whether it's a first-time buyer, a move-up seller, or a for-sale-by-owner deal, every residential file gets the same speed and attention from start to finish.
- Title search and examination
- Owner's and lender's title insurance
- Escrow and fund management
- Purchase, sale, and FSBO closings
- Seller financing
- Document preparation and recording
- Mobile and after-hours signing available
Common questions
How fast can OnRecord deliver a residential title commitment?
Typically within 2 business days — well ahead of the 5–7 day Utah industry average. For rush orders, call us and we'll do everything we can to hit your timeline.
Who pays for the owner's vs. lender's title policy in a Utah home sale?
It's negotiable in the purchase contract. Commonly the seller pays the owner's policy and the buyer pays the lender's policy, but it varies by deal and area.
Can OnRecord close a for-sale-by-owner (FSBO) transaction?
Yes. We handle FSBO purchases and sales start to finish, including title search, escrow, document preparation, and mobile or after-hours signing.