Utah title & closing, explained
Answer-first guides written by licensed Utah escrow officers and title examiners. No jargon, real numbers where they exist, and a calculator when you need one.
Who pays for title insurance in Utah?
In Utah the seller usually pays the owner's policy and the buyer pays the lender's policy, but the contract decides. Who pays each closing line, and the exceptions.
Title insuranceWhat is title insurance, and do you need it in Utah?
Title insurance protects your ownership of a Utah home against defects in the record. What it covers, what it costs, owner's vs lender's, and when it is optional.
Closing costsHow much does title insurance cost in Utah?
Utah title insurance is priced from a filed rate schedule tied to the price or loan amount. Typical costs, reissue and refinance rates, and the other closing fees.
ClosingMobile, office, or online closing: which is right for your Utah signing?
Utah buyers and sellers can sign at the title office, have an escrow officer come to them, or close online. How each works, when to choose which, and what it costs.
Utah Title & Closing Guides | OnRecord Title
Plain-English guides to title insurance, closing costs, who pays what, the Utah closing process, 1031 exchanges, and choosing a title company.
Choosing a title companyHow to choose a title company in Utah
Utah lets buyers and sellers pick the title company. Premiums are filed with the state, so compare turnaround, escrow-officer access, closings, and wire security.
ClosingThe home closing process in Utah, step by step
Every step between an accepted offer and a recorded deed in Utah, who does what, how long it takes, what to bring to signing, and what delays closings.
Commercial & investors1031 exchanges in Utah: how title and escrow keep the exchange alive
How a Utah 1031 exchange works at the closing table. The 45 and 180 day deadlines, the qualified intermediary, and what the title company does on both legs.
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